How do I negotiate a hospital bill?
Negotiating a hospital bill typically involves:
- Reviewing the bill line by line for errors
- Comparing charges to fair market rates
- Confirming insurance processed the claim correctly
- Applying for hospital financial assistance (if eligible)
- Contacting the billing department to request reductions
The process can be time-consuming and confusing. That’s why many people choose to work with a professional advocate who understands hospital systems and knows what leverage points to use.

