7 Steps to Take If You Have a Medical Bill in Collections
Even if you're being hounded by collection agencies, it's still not too late to fight your medical bill.
Our advocates handle the process of reducing your medical bills—from negotiating charges and resolving insurance issues to pursuing financial assistance and hardship exceptions. We specialize in large, complicated bills, including bills over $15,000.




Get quick relief from navigating everything yourself as our Advocates take over. Enjoy better and faster results as we use our proven strategies to get the results you deserve.
After we reduce or eliminate your medical bills, your Advocate helps you understand what to do next. That may include:
-Paying off a reduced balance directly
-Setting up manageable payment arrangements
-Evaluating whether medical debt consolidation could simplify what remains
We don’t sell loans or consolidation products, our role is to help you make an informed decision.
You’ll be paired with a dedicated Advocate who specializes in helping clients reduce their medical bills. Resolve will oversee the entire process so you can avoid the stress and frustration of figuring it out on your own.
Your Advocate will build a savings plan with proven strategies customized to your situation. They know how to quickly find errors, opportunities, and the right decision makers to reduce what you owe. Most importantly, they’ll keep you updated with clear communication and check-ins along the way.
We find medical bill savings for 7 of 10 of our patients, and we charge a fee based on a percentage of your savings. If we can’t lower your bills our service is free.

*Minimum total fee of $1,000, but never more than 50% of the savings we find.
**Minimum total fee of $2,500, but never more than 50% of the savings we find.
Explore our most popular resources to understand everything that goes into negotiating lower medical bills.