Understanding

How do healthcare services for foreign visitors and tourists lead to extreme medical bills? Visitors to the United States are fully responsible for the cost of their medical care.  If urgent or emergency care is required, either the visitor or their travel medical insurance policy will be expected to pay in full. Unfortunately, travel medical … Travel Medical Insurance for Foreign Visitors To The United States

How do out of network healthcare services lead to extreme medical bills? Patients sometimes receive healthcare services from providers that are considered “out-of-network” for their insurance plan. This type of situation may arise as a result of miscommunication and misunderstanding of coverage by the patient or provider. Or it may occur due to a medical … Out of Network Medical Bills

How do health insurance claim denials lead to extreme medical bills? Denied health insurance claims are one of the three main contributors to high out-of-pocket healthcare costs, representing approximately $63 billion in costs to patients per year. As the patient, you expect the insurance company to pay out claims for in-network or pre-approved care. But … Health Insurance Claim Denials

How do limited benefit plans lead to extreme medical bills? Limited Benefit Plans offer significantly lower levels of coverage than comprehensive health benefit plans. Depending on the state you live in, common medical services may not be covered by your plan, leaving you with a denied insurance claim and high hospital bills. Understand how limited … Medical Bills Due to Limited Benefit Plans

How do emergency room visits lead to extreme medical bills? Medical emergencies present a scenario in which patients are likely to be treated while uninsured or otherwise under-covered. Emergency rooms (ER) are required to treat patients regardless of coverage status. And patients experiencing a medical emergency typically have little choice but to go to the … Emergency Room Bills

At Resolve, we know that dealing with certain aspects of healthcare to help you with your insurance claims and medical bills can be overwhelming. Learn how to get a medical necessity letter from your provider, the key terminology to know, and tips for submitting the letter to your insurance company from our team below. What … Submitting a Medical Necessity Letter

What is an Electronic Medical Record (EMR)? An electronic medical record (EMR) contains information about a patient’s health history including diagnoses, prescriptions, test results, allergies, immunizations and other treatment details. The hospital EMR is the digital equivalent of your medical “chart”. Your hospital EMR can help you check that you have been billed correctly for … Understanding Your Electronic Medical Record

At Resolve, we know that writing and submitting a medical bill settlement request letter can seem intimidating. Learn how to write and submit a settlement request, the key terminology to know, and the top tips for submitting one from our team below. What is a Settlement Request Letter? A medical bill settlement request is a … Submit a Medical Bill Settlement Request

At Resolve, we’re writing insurance appeal letters constantly, and know know that filing an insurance appeal letter can seem like a daunting or confusing task. Learn how to understand and file your insurance appeal letter, the key terminology to know, and the top tips for filing it from our team below. What is an Insurance … Understanding and Filing an Insurance Appeal Letter

At Resolve, we know that the insurance explanation of benefits can get confusing, especially when comparing it to your hospital bill. Learn how to understand your EOB, what each part in the document means, and tips for reviewing it from our team below. What is an Insurance Explanation of Benefits? The Explanation of Benefits (EOB) … Understanding Your Insurance Explanation of Benefits (EOB)

What is an itemized hospital bill? An itemized hospital bill is a breakdown of all charges, line by line. It includes the hospital’s internal “revenue code” (the internal code the hospital uses to determine their charge), the CPT or HCPCS code (used to identify what services were provided), and charges for each line item. How … Understanding Itemized Hospital Bills

What is a standard hospital bill? A standard hospital bill is the bill you will receive after you’ve been to the hospital. The standard hospital bill lists total charges along with any discounts offered, insurance company coverage, and what you as the patient owe. How do I get a standard hospital bill? Your hospital should … Understanding Standard Hospital Bills

Learn the terminology of medical bills in Part 1 of our Medical Debt Guide.

How do ambulances and medical helicopters lead to extreme medical bills? Ambulances and medical helicopters (air ambulances) are emergency services, but may be privately owned and operated. Depending on the company or municipality, length of transportation, bills can reach the thousands for an ambulance and tens of thousands for a medical helicopter. While some medical … Ambulance Bills and Medical Helicopter Bills